Registered Disability Savings Plans (RDSPs) have been around since 2008 helping Canadians with a severe and prolonged disability, save for their future. RDSPs can be established for those who qualify for the disability tax credit (T2201) offering a tremendous bonus to those eligible in the form of generous government grants, tax sheltered investment growth and flexibility around investment choices.
It's the 2nd Mother's Day since our Mom left us 672 days ago (I'm an accountant so I count). She was our family's superhero for so many reasons (I can't count).
Buying life insurance is all about providing a financial safety net for loved ones should you not be around to take care of them sometime in the future. It’s about covering certain expenses like final costs, student education costs and ongoing living expenses for loved ones should you die prematurely.
Given the increasing incidence of websites being hacked, it's important to be ever vigilant to protect your important financial information and to be proactive enough to mitigate any damage should your information be compromised.
Lots of students may believe they don't need to file a return because they don't owe any money..however, they may be leaving money on the table without filing. What student couldn't use a few extra dollars ?